A car crash could instantaneously change a person’s life. Whether it is a life-altering injury or a close-call car wreck that leaves you with permanent emotional trauma, car accidents could cause serious harm.
But determining how to move forward after suffering through an accident is not always easy. Legal recovery is a complicated road to travel, as well as seeking insurance relief. A Marietta car accident lawyer might be able to provide you with legal assistance. As a seasoned personal injury attorney, they could help you negotiate your recovery, whether it be with an insurance carrier, or a judge and jury.
One of the first avenues that a car accident victim might travel to gain compensation is through insurance. Each state typically has a requirement for minimum liability coverage for auto insurance, and Georgia is no exception. In the State of Georgia, automobile drivers are required to carry at least $25,000 for one person injured or deceased, $25,000 for property damages, and $50,000 for total injury or death for more than one person in a single accident.
Those who suffered injuries and damages in a car accident could pursue compensation through this basic coverage for property damages, medical bills, and other economic damages that resulted. Georgia is a fault state regarding auto insurance, which means that claimants may seek compensation under their own insurance policy, or they could file an insurance claim against the at-fault driver’s policy directly. At-fault drivers might be uninsured, while there are coverage options available, it is not a requirement for drivers to carry uninsured motorist coverage.
It is also common for insurance companies to enter into settlement negotiations with a claimant that is threatening to bring legal action. Settlements usually start with the claimant submitting a demand letter to the insurance company, outlining the facts and demanding a certain amount in damages. If no settlement could be reached, the claimant could file a lawsuit and seek court damages. A knowledgeable car collision lawyer in Marietta could assist plaintiffs in these negotiations.
Plaintiffs may seek economic, non-economic, property, and punitive damages. Economic damages are monetary losses that were not fully covered by insurance or not covered at all by insurance. These damages might include medical expenses, as well as out-of-pocket expenses and lost wages. Non-economic damages deal with emotional losses, and these damages could include pain and suffering related to an injury or emotional distress.
Punitive damages are less common but are awarded under certain circumstances. Punitive damages, also known as exemplary damages, punish a defendant for their conduct. Georgia Code §51-12-5.1 states that punitive damages may only be awarded where there has been clear and convincing evidence of the defendant’s actions that amounted to either of the following:
Due to the complexities of a car accident case, it could be difficult handing a lawsuit without legal help. But a Marietta car accident lawyer could guide you through those obstacles. They could provide insight into your case, and help you strive to overcome the legal obstacles that stand in your way. Call now and schedule your consultation to start exploring your potential options for legal relief.