Unfortunately, most people do not know whether they have Medpay coverages in their insurance. Medical payments insurance coverage (“Medpay”) is a type of insurance coverage that you can purchase usually under your own auto insurance policy. You may also purchase Medpay coverage under other insurance policies including your homeowners insurance policy. Usually the limits of MedPay coverage range between– $1,000.00 to $50,000.00. Typically we see policies around $5,000.00 though.
Medpay can be used in a collision or fall or some other situation where you receive personal injuries, regardless of who is at fault. If you are in an auto, truck or motorcycle accident, you can use your own Medpay insurance coverage or that insurance for the car you were driving or a passenger in, depending on the facts surrounding the collision. Often it is best to seek the advice of your personal injury attorney on how best to use your Medpay coverages to your greatest advantage.
Insurance issues and processing Medpay claims can be complicated. If you are not certain of what to do after an accident, you should at least consult with a personal injury attorney to know your righs and benefits are. Contact the Atlanta Personal Injury Law Group – Gore LLC 24/7, for a free personal injury consultation by calling 404-436-1529. We can come to you if that is more convenient as well.