You may think that paying your insurance premiums on time is all you need to do to stay in good favor with your insurance company. But that insurance policy is a contract, which means you also have to adhere to the insurance company’s rules. Atlanta Personal Injury Law Group - Gore’s blog series “10 Horrible Insurance Decisions That Make Auto Accidents Even Worse,” continues with a look at common situations and bad decisions that can ruin your insurance coverage.
#3 You Haven't Told The Insurance Company That Your Live-In Boyfriend/Girlfriend Drives Your Car
The insurance company cannot appropriately charge you unless it knows how many licensed drivers live in your house. So, if your boyfriend or girlfriend has moved in with you, and you expect that they will be driving your car, you need to let your insurance provider know that. Permissive drives are fine, and that is a separate issue. But if your significant other crashes your car and the insurance company finds out after the fact that they are a live-in significant other, the insurance company could deny your claim. The company could also ask you to pay back premiums based on the additional driver in your household.
Stay tuned for our next installment of “10 Horrible Insurance Decisions That Can Make Auto Accidents Even Worse.” Interested in reading one of our other personal injury blogs? Visit https://atlinjurylawgroup.com/resources/injury-blog/. If you, or someone you know, has been injured in an accident and needs help with their personal injury case, call Atlanta Personal Injury Law Group - Gore at (404) 436-1529.