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Motorcycle Insurance in Georgia

Motorcycle Insurance in Georgia

Most states in America require riders to have a motorcycle insurance policy. Depending on the state a rider lives in and their policy, the cost of their premiums might be well above or below the average in the country. Motorcyclists have at least $25,000 in bodily injury protection per person, $50,000 per accident, and $10,000 in property damage coverage which would commonly be displayed with slashes – 25/50/10.

In Georgia, the minimum liability coverage is 25/50/25 or…

  • At least $25,000 for bodily injury or death of one person when a motorcycle crash occurs
  • A minimum of $50,000 for bodily injury or death of at least two people in an accident and
  • At least $25,000 to cover damages for one's property as a result of an accident.

And while it’s not a requirement, Atlanta Personal Injury Law Group – Gore LLC recommends motorcyclists also look into getting accident death and dismemberment (AD&D) insurance coverage in the event of a tragic accident. The loss of a family member can be a devastating time, AD&D is a unique type of insurance in the beneficiary of the policy will only receive benefits if the death was “accidental.” For example, death caused by a motorcycle accident, mechanical malfunction, or any other type of accident.

In Georgia, a rider must establish insurance in order to own or operate a motorcycle. Your most viable option for establishing motorcycle insurance in Georgia will likely be to buy traditional liability insurance through any auto insurance company. Motorcycle insurance is critical and may be your best source of financial security in the event of a serious crash-related injury.

Jennifer Gore-Cuthbert - Owner & Attorney

Attorney Jennifer Gore-Cuthbert was seriously injured in a collision and experienced firsthand dealing with uncooperative insurance companies. She knows what it is like to feel overwhelmed and under-educated about your rights after a collision. That is why she has dedicated this firm to fighting for accident victims and their loved ones. The goal of The Atlanta Personal Injury Law Group – Gore LLC is to provide you with excellent legal advice, based on our experience in representing injured automobile drivers and passengers from all across the State of Georgia.

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